How to do BJB bank code and interbank transfers
You need a BJB bank code when you are going to transfer from another bank to BJB Bank. The people I feel in everyday life have become the need to transfer money. People usually conduct transfer activities online for buying and selling purposes.
Currently, to meet the needs, people often shop online. It could be shopping for basic necessities, clothes, electronic devices and much more. Making payments is not uncommon, you will have to make an interbank transfer, as the account at the destination will be different from the one you have.
For that you need to know the existing bank codes, so you can make interbank transfers. These bank codes have become a contract for all banking services in Indonesia. Without using the bank code, you cannot make interbank transfers. Because when making an interbank transfer without using the destination bank code, the machine is definitely rejected.
There are so many bank codes in Indonesia, so it seems impossible if you remember all of them. But it would be better if you remember the bank codes that are widely used by most people in Indonesia. For example, BJB bank code, BNI bank code, BRI bank code, BCA bank code and Mandiri bank code.
The aforementioned banks are the banks that have a large number of customers in Indonesia. So there are chances that you will transfer to one of these banks. This can be very useful if you remember popular bank codes. You do not need to check the list of bank codes while transferring.
What is bjb bank code?
The BJB Bank code is a separate code owned by BJB Bank. The unique code along with other banks in Indonesia has become a case. Bank codes are usually three digits. The bank code has to be entered in front of the destination account number while making an interbank transfer.
You will be charged an additional fee when you make an interbank transfer. The fees charged vary depending on the bank you use. For the transfer to be successful, you need to make sure that the remaining amount, combined with the transfer fee to be paid, is sufficient. Usually there is at least a transfer of money.
For example, the BJB bank transfer fee for other banks is IDR 6,500. Then the bank also applies a maximum limit on daily transfers. This amount varies, some IDR is 10,000,000 and some IDR is Rs 15,000,000. Usually money is sent through the bank very quickly.
Types of Remittances by Banking
If you’re a customer of a bank in Indonesia, you should be aware of the types of BanK transfers in Indonesia . There are three types of transfers namely BI National Clearing System (SKNBI), Real Time Gross Settlement (RTGS) and Online Transfers. Currently, most Indonesians only know the types of online transfers.
You can use SKNBI services by coming directly to the nearest branch office. By using this clearing system you will get a lower transfer fee of IDR 5,000. But it will take 4 hours for the funds to reach the destination account. You can send funds five times in a day using the clearing system.
It is used for transfers in very large quantities for the RTGS method. The minimum amount to transfer RTGS every time you make a transaction is Rs. Reaches 100,000,000. This system is rarely used by individuals, usually transferred by bank C to bank D. However, individuals can also use it until the minimum transfer limit is actually reached.
Furthermore, online transfers, this type of online transfer is mostly used by people. This type of transfer can be done via your ATM machine or smartphone. These online transfer fees vary, usually ranging from IDR 6,500 to IDR 7,500 per transaction.
Bank Code BJB and several other banks in Indonesia
There are a lot of banks in Indonesia, so there are a lot of bank codes as well. Some of them are Bank BJB Code 110, Bank BJB Ciaria 425, B ANK BCA 014, B ANK Mandiri 008, B ANK BNI 009, B ANK BNI 427, B Enk BRI 002, B Ank CMB Niaga 451, B Ank CMB Nia 022, B Ank CIMB Nia 022, B Ank CIMB Nia 022, B Ank CIMB Nia 022, B ANK CIMB NIA 022, B ANK CEMB NIA 022, B ANK CMB NIA 022, B ANK SIMB NIA 022, B ANK CMB NIA 022, B ANK CMB NIA 022, B ANK CMB NIA 022, B ANK CMB NIA 022, B ANK CMB NIA 022, B ANK CMB NIA 022, B ANK CMB NIA 022, B ANK CMB NIA 022, B ANK CMB NIA 022, B ANK CMB NIA 022, B ANK CMB NIA 022, B ANK CMB NIA 022, B ANK CMB NIA 022, B ANK CMB NIA 022, B ANK CMB NIA 022, B ANK SIMB NIA 022, B ANK CMB NIA 022, B ANK CMB NIA 022, B ANK CMB NIA 022, B ANK CMB NIA B Ank CIMB Niaga 022 . 147, and bank Tabungan Pensiunan Nasional (BTPN) 213.
In addition to the aforementioned, there are still a few, namely, bank code genius 213, b anb r sierya 422, b ank tabungan negara (btn) 200, permata bank 013, b ank danamon 011, b ank bii maybank 016, b ank mega 426, b ank sinarmas 153, b ank synarmas 153, b ank synarmas 153, b ank synermas 153, b ank synarmas 153, b ank synermas 153, b ank synarmas 153, b ank synermas 153, b ank synarmas 153, b ank synermas 153, b ank synermas 153, b ank synermas 153, b ank synermas 153, b ank synormas 153, b ank synormas 153, b ank synormas 153, b ank synormas 153, b ank synormas 153, b ank synermas 153, b ank synermas 153, b ank synormas 153, b ank synormas 153, b ank synormas 153, b ank synermas 153, b ank synermas 153, b ank synormas 153, b ank synarmas 153, bank synorma , B Yank Bucopin 441, B Yank BCA Sierra 536, B Yank Lippo 026, Citibank 031, and Indosat Dompet 789.
In fact, there are still a lot of bank codes in Indonesia, because every bank has its own code. These codes will be used when you are about to make an interbank transfer. To see the complete list of bank codes in Indonesia, you can use an ATM machine.
How to make interbank transfers through ATM machines
Suppose you are going to transfer with bjb bank destination account. The first step is to visit the nearest ATM machine where you are. Then make sure your ATM balance is sufficient to transfer. Next, follow these steps to transfer between K tyres with the bank’s BJB goal:
- Insert the ATM card into the ATM machine.
- Then type your ATM card PIN.
- If this is successful, select Transfer, then select Interbank Online.
- Enter the BJB bank code and destination account number. Let’s assume that the account number is 098765432 and the code is 110. So what you have put in is 1100987654321.
- Enter the amount of money you want to transfer. Make sure that the entered nominal is correct. Because the transferred money cannot be withdrawn. After that choose the correct one.
- Information about the recipient will be displayed on the monitor screen. Make sure the recipient’s name and account number are correct. If you click correctly.
- In the absence of an error or error, the screen will write that the transaction was successful. The ATM machine will then issue receipt proof for the transfer. If you have a bag, it means that you have successfully transferred.
- Do not forget to keep proof of transfer receipt if required.
Currently, you have to be very careful while transferring through ATM machines. Because there are many methods related to crimes. Don’t give your ATM PIN to anyone as it can be very dangerous. While entering an ATM PIN in an ATM machine, it should not even be seen by the people around you.
When going to make an interbank transfer, there are many things to consider. The first is the transfer fee. The amount of interbank transfer fee varies. The second is the destination bank code. It is advisable to prepare in advance before you enter the ATM machine outlet. For example, doing an interbank delivery with the objective of bank BJB as the example above, prepare the bank code BJB in advance.